PRIVACY NOTICE
Cedar Point Federal Credit Union
Cedar Point Financial Services, Inc.
A wholly owned subsidiary of Cedar Point Federal Credit Union
FACTS WHAT DOES CPFCU and CPFS DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
■ Social Security number........and account balances
■ Payment history..................and transaction history
■ Credit history .....................and checking account information
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share members’ personal information; the reasons Cedar Point chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
CPFS share?For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausFor our marketing purposes—
to offer our products and services to youFor joint marketing with other financial companies For our affiliates’ everyday business purposes—
information about your transactions and experiencesFor our affiliates’ everyday business purposes—
information about your creditworthinessFor nonaffiliates to market to you
Questions? Call 301-863-7071 or 800-201-1647 or go to www.cpfcu.com
Who we are Who is providing this notice? Cedar Point Federal Credit Union (CPFCU)
Cedar Point Financial Services, Inc. (CPFS)
What we do How does Cedar Point
protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. How does Cedar Point
collect my personal information?We collect your personal information, for example, when you
■ Open an account or seek advice about your investments
■ Apply for a loan or apply for insurance
■ Make deposits or withdrawals from your accountWe also collect your personal information from others such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
■ sharing for affiliates’ everyday business purposes— information about your creditworthiness
■ affiliates from using your information to market to you
■ sharing for nonaffiliates to market to youState laws and individual companies may give you additional rights to limit sharing.
Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies
■ Our affiliates include companies with a Cedar Point name
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
■ Cedar Point does not share with nonaffiliates so they can market to you
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
■ Our joint marketing partners include issuers of insurance products or securities.
Cedar Point Federal Credit Union
Cedar Point Financial Services, Inc.
22745 Maple Road
Lexington Park, MD
301-863-7071
800-201-1647
www.cpfcu.com
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