Cedar Point Federal Credit Union

Fees

All fees are subject to change.
Fee information is as accurate as possible, however, please contact the credit union to verify current fees or if you would like a disclosure mailed to you.

Credit Union Membership

Membership Share
$25.00 par value
Close Account within 3 mos.
$5.00

Share Draft Account Fees

Benefits Plus®
$4.95 / month
Checks
 
Prices vary according to style
Items returned unpaid
$30.00 / item
Paid Overdraft Fee
$30.00 / overdraft
Stop Payment Fee
$15.00 / item

VISA Check Card/ATM Fees

Card Re-issue Fee
$2.00 / card
Nonsufficient Funds
$30.00 / transaction
POS w/ATM card transactions
$1.00 / transaction
Transaction at non-CPFCU ATM
$1.00 / transaction
International Assessment Fee
1% of transaction

Other Service Fees
Applicable to all accounts

Account Research Fee
$10.00 per hour
(1 hour minimum) 
Certified Check Fee
No stop payment may be placed.
$3.00 per check
Deposited Item Return Fee
$5.00 per item
Foreign Check Fee
$15.00
plus Federal Reserve Special Collection Fees if applicable
Inactive Account Fee
No fee is assessed if there is activity on subsidiary accounts
$7.00 per month after 1 year if there is no activity on the account and the balance is under $300.00
Insufficient/Incorrect Address
$1.00 / statement return
Items Returned Unpaid
$30.00 per item
Money Market Withdrawal Fee
$5.00 / withdrawal
exceeding 6/quarter
Paid Overdraft Fee
$30.00 / overdraft
Stop Payment Fee
$15.00 per request

PCUPay Bill Payment Fees

Returned Item Fee
This fee is charged by the vendor and is in addition to any returned item fee charged by the credit union (see above)
$20.00 / item

Account Information

Account Reconciliation
$10.00 per hour
(1 hour minimum)
Check Copy
$3.00 / Item
History Printout Fee
$5.00
Statement Copy Fee
$5.00 per page 

Payment Orders

Money Order Fee
$2.00 per item
Travelers Cheques &
Cheques for two
1% of face value
Gift Cheques
$1.50 per Cheque
Official/Teller Check Fee*
$2.00
payable to 3rd party

Foreign Currency Shipping

Priority Overnight Delivery
current rates
Standard Overnight Delivery
current rates
2nd Day Courier
current rates

Safe Deposit Boxes

3 x 5
$25.00 / year
3 x 10
$40.00 / year
5 x 10
$60.00 / year
10 x 10
$100.00 / year
Replacement Key
at cost
Box Drilling
at cost

Services

Copy Service Fee
 
$.10 per page
Fax Service Fee
$3.00 for 1st page
$2.00 additional page
Notary fee

$2.00 per item exceeding two
$5.00 maximum

Rolled Coins
$.10 per roll exceeding 5 per day

Wire Transfers

Wire Transfer Fee (outgoing)
$15.00 per transfer
Wire Transfer Fee (incoming)
$2.00
Western Union Wire Srvc Fee
$1.00 plus Western Union fees popup
Non-Member Fees
ATM Surcharge $3.00
Official/Teller Check Fee* $5.00
Coin Counting 5% of total


Please take a moment to read the appropriate disclosures before signing up for any new service.


Equal Housing Lender

This credit union is federally insured by the National Credit Union Administration
Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government.

Federally Insured by NCUA