Cedar Point Federal Credit Union

All fees are subject to change.
Fee information is as accurate as possible, however, please contact the credit union to verify current fees or if you would like a disclosure mailed to you.

Credit Union Membership
Membership Share	$25.00 par value
Close Account within 3 mos.	$5.00
Share Draft Account Fees
Benefits Plus®	$4.95 / month
Checks Prices vary according to style	$10.70 - $30.10
Items returned unpaid	$30.00 / item
Paid Overdraft Fee	$30.00 / overdraft
Stop Payment Fee	$15.00 / item
VISA Check Card/ATM Fees
Card Re-issue Fee	$2.00 / card
Nonsufficient Funds	$30.00 / transaction
POS w/ATM card transactions	$1.00 / transaction
Transaction at non-CPFCU ATM	$1.00 / transaction
International Assessment Fee	1% of transaction
Other Service Fees Applicable to all accounts
Account Research Fee	$10.00 per hour (1 hour minimum)
Certified Check Fee*	$3.00 per check
Deposited Item Return Fee	$5.00 per item
Foreign Check Fee	$15.00 plus Federal Reserve Special Collection Fees if applicable
Inactive Account Fee No fee is assessed if there is activity on subsidiary accounts	$5.00 per month after 1 year if there is no activity on the account and the balance is under $300.00
Insufficient/Incorrect Address	$1.00 / statement return
Items Returned Unpaid	$25.00 per item
Money Market Withdrawal Fee	$5.00 / withdrawal exceeding 6/quarter
Paid Overdraft Fee	$30.00 / overdraft
Stop Payment Fee	$15.00 per request
PCUPay Bill Payment Fees
Monthly service charge	Waived**
Nonsufficient funds	$30.00 / item
Payments returned by merchant due to member error	$5.00
Check copies	$10.00
Stop payment after cut-off time and prior to disbursement	$15.00

Account Information
Account Reconciliation	$10.00 per hour (1 hour minimum)
Check Copy	$3.00 / Item
History Printout Fee	$5.00
Statement Copy Fee	$5.00 per page
Payment Orders
Money Order Fee	$2.00 per item
Travelers Cheques & Cheques for two	1% of face value
Gift Cheques	$1.50 per Cheque
Official/Teller Check Fee*	$2.00 payable to 3rd party
Foreign Currency Shipping
Priority Overnight Delivery	current rates
Standard Overnight Delivery	current rates
2nd Day Courier	current rates
Safe Deposit Boxes
3 x 5	$25.00 / year
3 x 10	$40.00 / year
5 x 10	$60.00 / year
10 x 10	$100.00 / year
Replacement Key	$40.00
Box Drilling	$300.00
Services
Copy Service Fee	$.10 per page
Fax Service Fee	$3.00 for the 1st page $2.00 each additional page
Notary fee	$2.00 per item exceeding 2 - $5 max
Rolled Coins	$.10 per roll exceeding 5 per day
Wire Transfers
Wire Transfer Fee (outgoing)	$15.00 per transfer
Wire Transfer Fee (incoming)	$2.00
Western Union Wire Service Fee	$1.00 plus Western Union fees

*No stop payment may be placed.
**You must pay at least one bill every 90 days. A $4.95 fee will be charged to your share draft account on the last business day of each month when no payment has been made within 90 days.

Please take a moment to read the appropriate disclosures before signing up for any new service.

Fees

Please take a moment to read the appropriate disclosures before signing up for any new service.