MasterCard

All rates are subject to change and will vary with the market based on the prime rate.
Rate information is as accurate as possible, however, please contact the credit union to verify current rates
or if you would like a disclosure mailed to you.

Annual Percentage Rate (APR) for Purchases	APR's for Cash Advances and Balance Transfers	How to Avoid Paying Interest on Purchases	For Credit Card Tips from the Federal Reserve Board	Fees
MasterCard Platinum Variable Rate:  7.00% MasterCard Gold Variable Rate: 8.00% MasterCard Classic Variable Rate: 9.90% Student MasterCard Variable Rate: 9.90% Credit Builder MasterCard: Variable Rate 13.38%- 14.38%*	MasterCard Platinum Variable Rate: 7.00% MasterCard Gold Variable Rate: 8.00% MasterCard Classic Variable Rate: 9.90% Student MasterCard Variable Rate: 9.90% Credit Builder MasterCard: Variable Rate 13.38%- 14.38%*	Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.	To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at www.federalreserve. gov/creditcard	Annual Fee NONE Transaction Fees Balance Transfer NONE   Cash Advance NONE Foreign Transactions 1% of transaction in US Dollars Penalty Fees Late Payment $15.00 Over-the Credit-Limit NONE Returned Payment $20.00

The information listed above is accurate as of 10/26/09. Since rates and terms are subject to change, please contact us for current information.
** The APR of a Credit Builder MasterCard is determined according to credit union policy based on your credit worthiness.

Click here to Request a MasterCard

You can fill out this form on your computer - use the TAB key to advance to the next field
Then just print it out, sign it, and mail it to your nearest branch office.

Application for Member's Choice Payment Protection

---

You can choose either of these options to read pdf files.