Credit Union Membership Membership Share $25.00 par value Close Account within 3 mos. $5.00 Share Draft Account Fees Benefits Plus® $4.95 / month Checks Prices vary according to style  $8.57 - $30.10 Items returned unpaid $25.00 / item Paid Overdraft Fee $25.00 / overdraft Stop Payment Fee $10.00 / item VISA Check Card/ATM Fees Card Re-issue Fee $2.00 / card Nonsufficient Funds $25.00 / transaction POS w/ATM card transactions $1.00 / transaction Transaction at non-CPFCU ATM $1.00 / transaction International Assessment Fee 1% of transaction Other Service Fees Applicable to all accounts Account Research Fee $10.00 per hour (1 hour minimum)  Certified Check Fee*  $3.00 per check Deposited Item Return Fee $5.00 per item Foreign Check Fee $10.00 plus Federal Reserve Special Collection Fees if applicable Inactive Account Fee No fee is assessed if there is activity on subsidiary accounts $5.00 per month after 1 year if there is no activity on the account and the balance is under $300.00 Insufficient/Incorrect Address $1.00 / statement return Items Returned Unpaid $25.00 per item Money Market Withdrawal Fee $5.00 / withdrawal exceeding 6/quarter Paid Overdraft Fee $25.00 / overdraft Stop Payment Fee $10.00 per request PCUPay Bill Payment Fees Monthly service charge Waived** Nonsufficient funds $25.00 / item Payments returned by merchant due to member error $5.00 Check copies $10.00 Stop payment after cut-off time and prior to disbursement $10.00

Account Information Account Reconciliation $10.00 per hour (1 hour minimum) Check Copy $3.00 / Item History Printout Fee $5.00 Statement Copy Fee $5.00 per page  Payment Orders Money Order Fee $1.00 per item Travelers Check Fee $1.00 per $100.00 in checks Official/Teller Check Fee* $2.00 payable to 3rd party Foreign Currency Shipping Priority Overnight Delivery current rates Standard Overnight Delivery current rates 2nd Day Courier current rates Safe Deposit Boxes 3 x 5 $25.00 / year 3 x 10 $40.00 / year 5 x 10 $60.00 / year 10 x 10 $100.00 / year Replacement Key $40.00 Box Drilling $300.00 Services Copy Service Fee  $.10 per page Fax Service Fee $3.00 for the 1st page $2.00 each additional page Notary fee $2.00 per item exceeding 2 - $5 max Rolled Coins $.10 per roll exceeding 5 per day Wire Transfers Wire Transfer Fee (outgoing) $15.00 per transfer Wire Transfer Fee (incoming) $2.00 Western Union Wire Service Fee $1.00 plus Western Union fees

*No stop payment may be placed.
 **You must pay at least one bill every 90 days. A $4.95 fee will be charged to your share draft account on the last business day of each month when no payment has been made within 90 days.

Please take a moment to read through the appropriate disclosures before signing up for any new service.

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This credit union is federally insured by the National Credit Union Administration.

Your savings federally insured to at least $100,000
and backed by the full faith and credit of the United States Government.

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