Cedar Point Federal Credit Union


Security FAQ

What if I am a victim of Identity Theft?
  • File a police report
  • Contact your credit union and notify the credit bureau fraud units
  • Place a fraud alert statement on your credit report
  • Request that credit bureaus identify accounts closed due to fraud as “closed at consumers request”

What is the name and number for the three major credit bureaus?

  • Equifax: 1-800-525-6285
  • Experian: 1-888-397-3742
  • TransUnion: 1-800-680-7289

Can I really get a free credit report each year?

  • Yes. Visit www.annualcreditreport.com or call one of the three major credit bureaus. In the state of Maryland you can request a credit report from each of the credit bureaus at one time so you can compare the reported information. Or you can call one bureau at a time for the entire year basically getting a free report every four months.

Who enforces the protection of my personal information?

What should I do if I am a victim of Internet crime?

  • If you are aware of an internet crime or believe you are a victim of an internet crime, you can file a complaint by visiting www.ic3.gov
Does Cedar Point Federal Credit Union provide ID Theft protection services?

What is The National Do Not Call Registry?

  • This registry gives you an opportunity to limit the telemarketing calls you receive. Once you register your phone number, telemarketers covered by the Telemarketing Sales Rule have up to 31 days from the date you register to stop calling you. You can register your number here or by calling
    toll-free 1-888-382-1222 from the number you wish to register. Registration is free.
Why did the credit union allow my check to be released if it was counterfeit?
  • Federal law dictates how long a financial institution can hold onto your money before making it available to you. Because of the time frame and the professionalism of counterfeit checks, funds may be made available before the crime is detected.
How can I do my part to protect my personal information?

Who can I contact for any of my security concerns?

Equal Housing Lender

This credit union is federally insured by the National Credit Union Administration
Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government.