CEDAR POINT FEDERAL CREDIT UNION
 Serving Southern Maryland since 1945

Free Credit Report

Under separate federal and state laws, residents of Maryland are entitled to one free credit report per year from each of the three Credit Reporting Agencies.

How do I get my free credit reports?

  • To get your report under the federal law, go to the Annual Credit Report Web page set up by the government and follow the links, or call 1-877-322-8228.
  • To get your report under the Maryland state law, you need to call each Credit Reporting Agency directly.

Why check my credit report?

  • To check for mistakes
  • To protect against identity theft or credit fraud
  • To see who has been asking to see your credit report
  • To track your payment histories

Why contact all three Credit Reporting Agencies?

Your creditors may not report the payments they receive to all three agencies, so each agency holds slightly different information about you. To make sure all the information about you is correct, it is important to ask each agency.

Free Report Ordering Information:

Although you can get your credit reports by going to each agency's Web site, you must call them to get the free credit report through the Maryland state law. If you access them online, you can get your credit report more quickly, but you will have to pay for it with a credit card.

Equifax
1-800-685-1111
Equifax Inc.
P.O. Box 105496
Atlanta, Georgia 30348		 Experian
1-888-EXPERIAN (1-888-397-3742)
Experian
P.O. Box 9600
Allen, TX 75013		 Trans Union
1-800-888-4213
Trans Union LLC
Consumer Disclosure Center
P.O. Box 1000
Chester, PA 19022

Equal Housing Lender

NCUA

This credit union is federally insured by the National Credit Union Administration.

Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government.

The Helping Families Save Their Homes Act of 2009, signed into law on May 20, 2009,
continued an increased level of insurance coverage on all accounts of
up to $250,000 through December 31, 2013.

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This page was updated:
June 15, 2009 09:51