Savings Bonds are not availalble for sale over-the-counter.
For more information:
Those currently holding paper savings bonds can continue to redeem them at financial institutions. Bonds, which have not matured, but were lost, stolen or destroyed, can be reissued in paper or electronic form.
Series EE
EE Bonds are low-risk savings products that pay interest based on current market rates on Treasury securities. EE Bonds are a safe and secure way to save for the future, whether it's to finance education, supplement retirement income, or give as a gift.
U.S. citizens, residents, and workers age 18 or older with a valid U.S. Social Security Number or Tax Identification Number may own EE Bonds.
| Minimum purchase: |
$25 |
| Maximum purchase: |
$5,000 per person per year |
| Interest: |
EE/E Bonds you purchased between May 1997 and April 30, 2005, earn a variable market-based rate of return. Series EE Bonds issue dated May 2005 and after will earn a fixed rate of interest. |
| Interest-earning period: |
30 years |
| Minimum term of ownership: |
12 months |
| Early redemption penalty: |
Forfeit 3 most recent months' interest if cashed before 5 years |
I Bonds
I Bonds are low-risk, liquid savings products. While you own them, they earn interest and help protect your savings from inflation. I Bonds are a safe and secure way to save for the future, whether it's to finance education, supplement retirement income, or give as a gift.
U.S. citizens, residents, and workers age 18 or older with a valid U.S. Social Security Number or Tax Identification Number may own I Bonds.
| Minimum purchase: |
$25 when buying through TreasuryDirect |
| Maximum purchase: |
$5,000 per person per year |
| Interest: |
A fixed rate of return plus a semiannual inflation rate based on CPI-U, added monthly and paid when the bond is cashed |
| Interest-earning period: |
30 years |
| Minimum term of ownership: |
12 months |
| Early redemption penalty: |
Forfeit 3 most recent months' interest if cashed before 5 years |
