Credit Card Processing
From authorization to settlement, Century merchants
have access to the most robust payment options available
including everything necessary to accommodate the nearly
one billion credit cards now in the hands of American
consumers. Century Payments provides access to all major
credit card associations including Visa®, MasterCard®,
American Express®, Discover® and JCB®. Century Payments
utilizes a nationwide payment infrastructure backed by
fully redundant data centers that use precise load-sharing
technology to maximize your protection against processing
downtime and eliminates duplicate transactions
Debit Card Processing
Nearly half of all card transactions are made with a debit
card. By offering debit, your customers can still purchase
goods and services without having cash or a checkbook
handy and without incurring debt by using a credit card.
Your customers can also have the added convenience of
getting cash back on purchases…while you have increased
protection against chargebacks.
How PIN-secured debit can help your business:
Increase Profits – The average debit purchase is
approximately 17% higher than cash purchases. Debit
acceptance can also increase impulse purchases because
customers do not need cash, a check book or a credit card.
Reduce Fraud – Requiring the entry of a customer’s
secret Personal Identification Number (PIN) helps reduce
fraudulent card usage.
Improve Customer Flow – PIN-secured debit cards do
not require businesses to record driver’s license and phone
numbers, which can speed up the checkout process.
Electronic Benefits Transfer (EBT)
As a Century Payments merchant, you may be eligible
to accept Electronic Benefits Transfer transactions. As
state and federal benefits are increasingly issued via EBT,
demand for acceptance of this payment type will continue
to grow in the retail environment.
Check Services
Consumers still like to write checks, so it’s important that
your business accept them. But how can you protect
your profits against fraud? Our check guarantee service
provides the highest percentage of check approvals in the
industry. And it’s easy to use, as your POS terminal can be
programmed to walk you through the process, step-bystep,
returning an approval or denial in seconds. Electronic
Check Capture (ECC) also provides faster funding from
checks. Paper checks from other states can take up to
a week to fund. When using ECC, these checks will be
funded in 24-36 hours.
Web-Based Transaction Reporting
Century Payments recognizes you need information to
make sound management decisions. Online reporting
provides you with flexible, simple and secure ways to
access your data for benchmarking, trending and analysis.
With web-based reporting you can retrieve the processing
records you need, then view and print them from as far
back as 18 months.
eCommerce
Commerce enabling a Web site with a shopping cart
allows a business to accept credit card ayments for
online purchases.
Recurring Payments
Century Payments allows businesses to charge
recurring payments to a customer’s credit card or
through ACH from a customer’s bank account in set
intervals. Business owners define the amount and
number of payments in any interval they choose.
Virtual Terminal
The presence of a traditional POS terminal isn’t always
desirable in certain business environments. We can
provide customers with the ability to accept credit
card transactions through an existing computer that
has an internet connection. Add support for swiped
(face-to-face) transactions by simply attaching an
inexpensive mag-stripe reader or PINpad.
Gift Cards
Century’s gift card programs are a fast, simple way
for businesses to capitalize on existing customers and
bring in new customers. Our gift card program will
provide you with personalized gift cards. Excess card
balances bring customers back and increase average
ticket size.
Customer Loyalty Programs
Repeat customers are the lifeblood of running
a business. Successful merchants are turning to
electronic frequency and loyalty programs to deliver
targeted rewards and incentives that stimulate repeat
business. Our customer loyalty programs enable you
to create programs that reward your repeat customers
for doing business with you.
Partner
Not a member? Not a problem
Click here and let Cedar Point Financial Services, Inc.
help your business work for you.
