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Direct Deposit and Electronic Payments (ACH)

With direct deposit, you can have your salary, retirement or any additional income automatically deposited into your account at the credit union. so you'll have peace of mind knowing your funds are deposited on time. And you get your first box of basic checks FREE when you start a new account with direct deposit.


Many of our members also like to use Electronic Payments or ACH (Automated Clearing House) transactions to pay many of their bills. Please click here for information about setting up Direct Deposit and ACH transactions.



Payroll Deduction

Payroll deduction works in conjunction with Direct Deposit. A portion of your automatic deposits may be placed in your savings while the balance is deposited into your checking account. You determine the amount you wish to put into savings and checking. In addition, you may also have regular payments automatically taken from your account for services provided by Cedar Point.


Automatic transfers within your Cedar Point account will only be pulled from the account you have designated and will not overdraft to another suffix.


Wire Transfers

Wire transfers give you the satisfaction of knowing your funds are there within 24 hours. Need cash sent to a relative, for settlement or to cover that NSF check? Wire transfer is the service for you. Need to move cash from one financial institution to another fast? Use our wire transfer service. Please click here for details on sending funds to or from your Cedar Point account via wire transfer.



Western Union Quick Cash

You can also transfer funds from your account at Cedar Point to any of over 70,000 Western union locations with in the US or other countries. Cedar Point charges a fee of $5.00 in addition to the standard Western Union Fees. Our Senior Club and Benefits Plus© members do not pay the Cedar Point fee, but are still liable for Western Union fees.  Please be aware, we do not send wires for payments to businesses.

Please provide the following information:


  • City and State
  • Country - for International Western Union transfers Whether funds will be in US dollars or an alternate currency
  • Beneficiary name (the person who should receive the funds)


301-863-7071  ●  800-201-1647


Routing Number ● 255077736



APY = Annual Percentage Yield

APR = Annual Percentage Rate

*Early withdrawal penalties will apply.

Fees could reduce earnings on your account.

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We do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Federally Insured by NCUA

We do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Cedar Point Federal Credit Union is a proud member of the National Association of Federal Credit Unions.