90 Days No Payments | Cedar Point FCU (Lexington Park, MD)
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90 Days No Payments

If you open an auto loan during our promotional period, you qualify for up to 90 days of no payments on the loan. With rates as low as 1.99% APR, we've got you covered! Apply now, or learn more below.

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90DNP graphicThe holidays are over, tummies are full, and wallets are light. We get it. So take a break with an auto loan from Cedar Point. If you open an auto loan between January 1 and February 25, 2022, you qualify for up to 90 days of no payments on the loan. There's no catch! And with rates as low as 1.99% APR, it seems like an easy decision.

For our members who already hold an auto loan through Cedar Point, we may be able to refinance and lower your monthly payment by extending the life of the loan. It may also be possible to get you some much-needed cash out after all the holiday spending. Don't wait, because this offer only lasts through February 25!

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Check out our low rates on new and used

New Auto*
TermAPR as low asMonthly Payment per $1000
36 months 1.99% $28.64
48 months 1.99% $21.69
60 months 1.99% $17.52
72 months 1.99% $14.75
84 months 2.99% $13.21

*CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.

Pre-owned Auto
TermAge of VehicleAPR as low asMonthly Payment per $1000
36 months 1-7 years 2.49% $28.86
48 months 1-7 years 2.49% $21.91
60 months 1-7 years 2.49% $17.74
72 months 1-7 years 2.49% $14.97

84 months

** 3.49% $13.44
48 months 8-10 years 4.25% $22.69

‡CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.
**Vehicle must be 10 model years or newer at the end of the 84 month term.

 

APR = Annual Percentage Rate. Rates accurate as of January 1, 2022. Limitations apply. New vehicles can be refinanced within six months of purchase date to receive the new car rate. Interest continues to accrue during the 90 day period with no payments. Best rates based upon available credit. Offer valid through February 25, 2022.

What is Refinancing?

In a nutshell, you’re paying off your old loan and taking out a new loan with new terms. This can lower your monthly payment and save you interest expense. In many cases, you also have the opportunity to extend the life of the loan to reduce your monthly payment even more. This is how Cedar Point can help you save. 

Applying is easy

We offer a few quick, convenient ways to apply for loans. You can apply for our auto loans any time of day or night, from anyplace you happen to be! If you apply online, you’ll receive a response within moments of applying. Here are a few ways to apply:

  • Apply online by clicking the button below
  • Visit any branch
  • Call 301-863-7071

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What to Prepare

Be sure to bring identification when coming in to apply. If you’ve got a specific car in mind, bring along the VIN number, make, and model. For pre-owned vehicles, have the mileage number with you. Remember, if you're taking advantage of this offer, once we lock in your special limited-time rate, you've got 30 days to find the perfect car.

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