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PCU supports downloads to Quicken*
Posting Schedule for on-line checks
Electronic images are available on PCU for checks cleared in the last 6 months. New images are posted Monday-Friday for checks cleared on the prior business day.
If you have a Visa Debit Card or ATM card you can activate your account on-line. Click here to get started.
If you do not have a card, you can use our Account Access Application to activate your account.
To transfer between separate accounts please use the Related Accounts Authorization form.
Transfers via PCU are subject to Regulation D.
*Cedar Point is not responsible for the content or update of this alternate site. The privacy and security policies may differ from those practiced by Cedar Point.
eStatements are Greener - If all the members of Cedar Point signed up for eStatements we would save approximately 8 trees per year*.
eStatements are Safer - When you sign up for eStatements you never have to worry about your statement sitting in your unsecured mailbox all day while you are at work.
eStatements are Faster - With eStatements your statement is available on the first business day of each month. We’ll even send you a reminder by email. Paper statements can take up to 10 days to work their way through the print shop, the mail house, the post office.....
**Based on 30,000 members receiving a two page statement for 12 months. According to infoplease.com one tree yields an average of 90,000 sheets.
How do eStatements work?
When you sign up to receive your statement electronically you will receive an email on the first business day of the month letting you know your statement is available for download. The message will also include links to the quarterly Communicator or any other statement stuffer. Once a year you will receive a link to our Privacy Notice and Regulation E as required by law.
How do I sign up?
Log in to your account on PCU on your desktop or browser
Choose eStatement Selection from the Your Preferences pull-down
Choose Electronic and click Continue
Confirm the settings.
Confirm your email. It's important that we have a good email address. We promise never to share or sell this information for commercial purposes.
For customer care please call 800-877-8021
*Tax payments and court ordered payments may be scheduled at your own risk. The Service Guarantee is void for these types of payments.
Additional returned item fee
In the event an item is returned for non-sufficient funds, the vendor will charge a fee of $20.00. This fee is charged by the vendor to the credit union and is passed on to you in addition to any returned item fee charged by the credit union.
Support for mobile browsers
- View account details and transfer money at the CPFCU Mobile website
Downloadable applications for your Android or iPhone
- View account details and transfer money using our downloadable CPFCU Mobile App
Full integration with your account across the on-line and mobile channels
- Switch seamlessly between PCU, the CPFCU Mobile website and your own CPFCU Mobile App.
You will be connected to whichever suffixes you choose on accounts to which you have access including accounts logged in to under Multiple Accounts. You will not have access to related accounts.
Popmoney can be assessed through PCUPay.
Popmoney, the industry leading person-to-person payment service, features a large national payments network. It's safe and secure and all you need is an email address or mobile phone number. You can import contacts from popular email services, set up future-dated and recurring payments, add multiple email addresses for a contact, and more.
People who do not use a bank or credit union in the Popmoney network can use the Popmoney service at popmoney.com.*
*Terms and conditions apply
How secure is Popmoney?
Information is sent to Popmoney is encrypted using industry leading software, hardware and algorithms. Security is also utilized at specific points and actions in the product. For example, to help prevent an unauthorized person from fraudulently depositing someone else's payment, one-time passcodes are used. For every initial payment to a new email address or mobile phone number, a one-time passcode is sent to the user. The user must provide that passcode back to Popmoney to verify his "ownership" of that mobile number or email address before he can deposit the payment.
How fast can I send and receive money with Popmoney?
A recipient can receive money in as little as one business day. However, in some cases it may take longer. For example, if you send an email or mobile payment and the recipient is not yet registered for Popmoney, he/she must sign up for the service so that we have their account information to deposit their payment. Also, if you exceed your next-day payment limits, then we will deliver payments within three business days. Limits can and will vary and can be checked by clicking the Help icon on the Send Money screen.
How are payment limits be handled?
Limits apply to the amount you can send per transaction, per day and per month, as well as to total outstanding payments. You can always check your limits by going to the "Send Money" screen within the Popmoney service and clicking on the "Help" icon next to the "Amount" field.
Will I be paying any fees?
Cedar Point charges a per transaction fee of 50¢ to cover our costs.
CPFCU Mobile Deposit is easy to use, and convenient. You can deposit checks directly into your account using your Android or iPhone just by taking photos of the front and back of your check.
Using Mobile Deposit
Endorse the back of your check.
When prompted for the amount, carefully enter the check amount to ensure it matches the amount written on your check.
Flatten folded or crumpled checks before taking your photos and be sure to keep your phone flat and steady above the check when taking your photos
Make sure to capture the entire check and not too much of the areas surrounding the check.
Check your image for the following before submitting your deposit:
Other things to remember:
Click here to download Frequently Asked Questions.
Click here to download the Mobile Deposit User Agreement.
If your deposit is rejected we will contact you by email. Please be sure we have a current email address on file.
You can update this in PCU under “Your Preferences”.
Multi-Factor Authentication (MFA) will help protect you from fraudulent online activities like phishing, ID theft, and spoofed web sites. Everyone enrolled in Personal Credit Union (PCU) is required to enroll in MFA.
To further safeguard your account, we register the devices (the computers, or WAP-enabled phones) you use to regularly access your account by storing some small files (cookies) on them.
If you are away from your usual computer, you can still access your account information without registering the computer by selecting the "Don't Register" this computer option. Because we do not recognize your device, you must further verify your identity by answering one or more challenge questions.
Cedar Point Federal Credit Union
22745 Maple Road, Lexington Park, MD 20653
301-863-7071 ● 800-201-1647
Routing and Transit Number ● 255077736
APY = Annual Percentage Yield ● APR = Annual Percentage Rate
Federally Insured by NCUA.
For convenience and informational purposes, CPFCU's website provides links to third-party sites. CPFCU's Privacy Notice does not apply to these sites.