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Auto Loans

Check out today's low rates

Your next adventure is waiting around the corner. And whether that means going off-road in your truck, taking your family on a long-distance camping trip, or taking the boat for a spin, Cedar Point Federal Credit Union would like to join you on your journey.


Today's Low Rates

In today’s ever-changing marketplace, Cedar Point consistently offers some of the lowest rates in Southern Maryland. Compare our rates to other local financial institutions.

New Auto & Truck1 loans as low as
2.65% APR* for 36 months
Monthly payment per $1000: $28.93



Pre-Owned Auto & Truck2 loans as low as
3.50% APR* for 36 months
Monthly payment per $1000: $29.30
On vehicles up to seven years of age.

¹CPFCU will finance based on credit and MSRP of vehicle.
²CPFCU will finance based on credit and NADA retail value. 
*APR = Annual Percentage Rate
Limitations Apply. Rates accurate as of January 1, 2020


Consider Refinancing

Did you know that Cedar Point can also help you refinance your auto loan at a lower rate? With our great rates, we can often help you save money every month. If you already have an auto loan with a different lender, consider refinancing with Cedar Point. We have friendly, helpful staff for those who prefer to come into a branch. For those who prefer to apply from home, we have a quick and easy online application process.

Limitations Apply.

Apply For an Auto Loan or to Refinance

Anyplace, Anytime, On Any Device!

Did you know that we offer a quick, convenient way to apply for loans? You can apply for most any loan online or using your smartphone or tablet, any time of day or night, from anyplace you happen to be! No need to call a loan officer or drive to the credit union, unless you prefer one of those methods. You now have more options to apply for loans to fit with your lifestyle! Plus, you’ll receive a response within moments of applying.

Apply Now

Rates are accurate as of January 1, 2020.

What to Prepare

Be sure to bring identification when coming in to apply. If you’ve got a specific car in mind, bring along the VIN number, make, and model. For pre-owned vehicles, have the mileage number with you.

Auto Loan Rates

View our loan rates for new or pre-owned vehicles.

Rates Auto Loans


Looking to insure your new vehicle?

Cedar Point can help with that, too.

Learn More

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