Frequently Asked Questions

Dependent children of those eligible for Cedar Point membership are eligible to open a youth account. By opening a youth account, our younger members are automatically enrolled in the Junior Keepers Club or the Youth Savings Club. A youth account requires a $5.00 minimum deposit and must be opened "in care of" a responsible adult who is a Cedar Point member.

Our routing number is 255077736.

In addition to our headquarters in Lexington Park, Cedar Point Federal Credit Union has five convenient branch locations throughout Southern Maryland. You can also take care of many of your banking needs through our network of more than 55,000 surcharge-free ATMs through the Allpoint ATM Network. Please see our Locations and ATMs page to find your closest branch and ATM.

Yes, members can use our Digital Banking services for convenient, 24/7 access to their Cedar Point account.

Yes, members can use our Bill Pay service to schedule payments, set payment reminders, send money to friends and family and more through Digital Banking.

Members can order checks, choose a new check design, and view their check order status through vendors Harland Clarke or Deluxe. Members can reorder checks through Digital Banking under “Services.”

Yes. Many members rely on their Cedar Point Financial Services representative for guidance. Their professional expertise and experience, backed by a wide array of products and easy-to-understand consumer materials, can give you solid financial options for both your immediate and future needs.

Please visit our Careers page to learn more about working at Cedar Point and for a list of currently open positions.

Members receive an account number at the time of account opening. That number covers all sub-accounts such as checking, savings, certificates, and loans. Sub-accounts have 4-digit account identifiers. For example a checking account may be 0000XXXXXX-0080, and an auto loan might be 000XXXXXXX-1000. You will be able to see these very clearly in digital banking.

Yes. You can change your Direct Deposit right within digital banking using our tool called ClickSwitch. Click on Services in the menu, choose the tile for ClickSwitch, then fill out the form. It's a simple, quick process! 

Persons who live, work (or regularly conduct business), worship, or attend school in, and businesses and other legal entities located in Calvert, Charles, and St. Mary’s Counties, Maryland, are eligible for Cedar Point membership. Spouses of persons who died while within the field of membership of this credit union; employees of this credit union; persons retired as pensioners or annuitants from the above employment; volunteers, members of their immediate families or households; organizations of such persons; and corporate or other legal entities in this charter are also eligible for membership.

For more information on joining Cedar Point, please call our Member Services Department at 301-863-7071.