Debit Cards | Cedar Point FCU (Lexington Park, MD)

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Debit Cards


This Father's Day Sink a Hole-In-One with the Perfect Gift!

Father’s Day is a time to celebrate the men who play special roles in our lives, and this year, 75% of U.S. adults are expected to celebrate. Whether you are getting Grandpa that special gift, celebrating your first Father’s Day, or planning a special outing for Dad, U.S. consumers are expected to spend $196.23 on average this holiday. ¹ Putting those purchases on a credit card means accruing interest if you don’t pay it off right away, and with online reservations or shopping, you can’t use cash. Here are a few reasons why you should use your debit card this Father’s Day:

  • Convenience. Your debit card is all you need in your wallet. Carrying bills and coins can be messy and heavy. Why go to the trouble when your debit card functions like cash?
  • Keep Spending in Check. Sometimes we can lose track of spending on a credit card, making the bill higher than we are willing to pay in a given month. If you choose your Cedar Point debit card instead, you can use digital banking to check your funds before you go shopping. You will know your limit and can make smarter choices on the go.
  • Avoid Paying Interest. With a credit card, you can carry a balance. If you are only paying the minimum balance each month, the interest can begin to add up. With a debit card, there is no interest because you are paying directly from your account at Cedar Point rather than borrowing with a credit card.
  • Track your purchases using CardValet. CardValet allows you to set and receive alerts, control when and how your debit cards are used, and monitor transactions – all from your mobile device. Using cash for purchases won’t give you the same alerts! Instant alerts let you know the moment your card is used. You can download CardValet from the AppStore or Google Play. 
 ¹ National Retail Foundation, (2023, 1 June) Consumers to Spend Record Amount for Father’s Day. National Retail Foundation.

*If you are traveling or making purchases outside of your home state, please remember to ask a representative to set travel exemptions for you ahead of time. 

Visa Debit Cards

The Cedar Point Visa Debit Card is convenient and easy to use, and is widely accepted wherever VISA is accepted. Your Visa Debit Card carries these limits:

  • Purchases - Limit per day - $2000.00*
  • ATM Withdrawal - Limit per day - $500.00*

These limits can be adjusted to accommodate special circumstances with a minimum 24 hours notice.

*Limits assume funds are available in account.


NEW! 55,000 ATMs added to our surcharge free network for members. Visit Allpoint Network or download the Allpoint ATM Locator app to find your closest ATM.

Locate an ATM


CardControl is now CardValet®

For those who have been using CardControl in digital banking, the process will be changing after the upgrade. CardControl was a “sidecar” app that opened when activated in our old app. After the upgrade, it will function as a standalone app. You’ll need to uninstall the CardControl app and download the CardValet® app from the App Store or Google Play. Once you’ve done that, follow the easy steps on the right to add your Cedar Point cards.

Once you complete the steps on the right, you're officially signed in to CardValet®! From there, you'll be able to add another card, turn your card on or off, view recent transactions and balances, and manage your card by setting usage locations, spend limits, and other limitations that you prefer.

To get started with CardValet®:

  1. Click on the CardValet® app to open it.
  2. On the home screen of CardValet® select New User.
  3. Enter or your card number or use your device’s camera to scan the card.
  4. Enter the following information associated with the card: address, security code, expiration, and zip.
  5. As a final verification step, enter the last four digits of your social.
  6. When the Terms & Conditions appear, select Accept.
  7. When the Privacy Notice appears, select Accept.
  8. Create a username and password. We recommend you use something unique that does not include personal identifying information.
  9. When you reach the login page, sign in with your new username and password.

Visa Gift Card Visa Gift Card

You can purchase a Visa Gift Card at any teller line for only $2.00 plus the funds on the card up to a limit of $1000.00 with a minimum of $10.00. Please note this card is not re-loadable.  Cards should not be used for hotels, car rental or gas purchases at the pump. Cards may be used at retailers in the United States and on the Internet wherever VISA Debit Cards are accepted. If you wish to register your card online, please request a PIN* and visit

Please be aware that a monthly maintenance fee of $5.00 will be charged by the card issuer beginning the 13th month from card activation.

*To request a PIN for your Visa Gift Card please call 1-833-729-2843. We are unable to set this PIN in our offices.


Lost or Stolen Visa Debit Card

For Immediate action on lost or stolen Visa Debit Card 24 hours a day, call:

  • 800-472-3272
  • International Service - 973-682-2652

When a card becomes compromised, it is extremely important to block the card as soon as possible to prevent Fraud. If our fraud protection known as “EnFact” is calling about a transaction on your Debit Card, The number you will see on your phone is 866-750-9107. If you receive a message on your voicemail the message will request that you call 877-253-8964.

Visa Fraud/Risk monitoring call center: 1-800-262-2024


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