Debit Cards

Four Reasons to Use Your Debit Card this Spring

It’s time to chase away the winter blues! Approximately 55% of U.S. households have a garden,** and many are prepping for the spring thaw. From vegetable gardens to lawn care and flowers, U.S. consumers are expected to spend, on average, $616 on lawns and gardens this spring.* Putting that on a credit card means accruing interest if you don’t pay it off right away, and with online reservations or shopping, you can’t use cash. Here are a few reasons why it might be better to use your debit card this spring:

• Convenience. Your debit card is all you need in your wallet. Carrying bills and coins can be messy and heavy. Why go to the trouble when your debit card functions like cash?
• Keep Spending in Check. Sometimes we can lose track of spending on a credit card, making the bill higher than we are willing to pay in a given month. If you choose your Cedar Point debit card instead, you can use digital banking to check your funds before you go shopping. You will know your limit and can make smarter choices on the go.
• Avoid Paying Interest. With a credit card, you can carry a balance. If you are only paying the minimum balance each month, the interest can begin to add up. With a debit card, there is no interest because you are paying directly from your account at Cedar Point rather than borrowing with a credit card.
• Track your purchases using CardValet. CardValet allows you to set and receive alerts, control when and how your debit cards are used, and monitor transactions – all from your mobile device. Using cash for purchases won’t give you the same alerts! Instant alerts let you know the moment your card is used. You can download CardValet from the AppStore or Google Play. 

Visa Debit Cards

The Cedar Point Visa Debit Card is convenient and easy to use, and is widely accepted wherever VISA is accepted. Your Visa Debit Card carries these limits:

• Purchases - Limit per day - $2000.00*
• ATM Withdrawal - Limit per day - $500.00*

These limits can be adjusted to accommodate special circumstances with a minimum 24 hours notice.

*Limits assume funds are available in account.

NEW! 55,000 ATMs added to our surcharge free network for members. Visit Allpoint Network or download the Allpoint ATM Locator app to find your closest ATM.

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 Visa Gift Card

You can purchase a Visa Gift Card at any teller line for only $2.00 plus the funds on the card up to a limit of $1000.00 with a minimum of $10.00. Please note this card is not re-loadable.  Cards should not be used for hotels, car rental or gas purchases at the pump. Cards may be used at retailers in the United States and on the Internet wherever VISA Debit Cards are accepted. If you wish to register your card online, please request a PIN* and visit cumoney.com/gift.

Please be aware that a monthly maintenance fee of $5.00 will be charged by the card issuer beginning the 13th month from card activation.

*To request a PIN for your Visa Gift Card please call 1-833-729-2843. We are unable to set this PIN in our offices.