Membership | Cedar Point FCU (Lexington Park, MD)

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Hey Southern Marylanders! Did you know that you can open an account at Cedar Point for great rates on loans and deposits? Of course limitation apply, but check out our eligibility section below to see if you qualify.


Why Cedar Point?

What sets Cedar Point apart from other financial institutions? We make decisions locally. We're focused on our people: our members, our employees and our community. We are also the only community credit union headquartered in Southern Maryland, and the last remaining financial institution headquartered in St. Mary's County.


Persons who live, work (or regularly conduct business), worship, or attend school in, and businesses and other legal entities located in Calvert, Charles, and St. Mary’s Counties, Maryland are eligible for membership.

Spouses of persons who died while within the field of membership of this credit union; employees of this credit union; persons retired as pensioners or annuitants from the above employment; volunteers, members of their immediate families or households; organizations of such persons; and corporate or other legal entities in this charter are also eligible for membership.

Once you become a member of Cedar Point Federal Credit Union, you are always a member! You can still enjoy our services even if you change jobs, move, or retire.

For more information on joining Cedar Point Federal Credit Union, please call our Member Services Department at 301-863-7071, or use the convenient Membership Application form below.

Open your account in person

Stop by any branch office. Our Member Service Representatives will be happy to assist you. Please bring a valid state issued photo ID with a current address or piece of mail with the current address, your Social Security number and a deposit of $5.00. This $5.00 is your "share" in the credit union. It must stay in your account, but is yours to take if you should ever choose to close your account.

Membership Application

To apply for membership, please visit your closest branch. Click here for a list of locations. The membership application must be signed in the presence of a Cedar Point employee or a notary public, and must be accompanied by a deposit of at least $5.00 and a photocopy of state-issued photo ID such as a driver's license or passport. 

Rates & Fees

Cedar Point Federal Credit Union strives to offer services that meet the financial needs of every member, and to return the profits from those services to our member-owners in the form of higher dividends and lower rates. We endeavor to offer these services with low or no fees wherever possible. Learn more about our fees by reading the Fee Schedule. Business members can also learn more about our Business Account Fees.

A Few Member Perks

Insurance Auto & Home


Access a range of easy to purchase insurance products including auto & home, life, Accidental Death & Dismemberment (AD&D), Aflac, pet insurance and more.


Turbo Tax

Cedar Point offers a discount on basic Turbo Tax Online services to our members. 

Start Saving

Vehicle Loans

Cedar Point offers great rates on new and pre-owned auto loans. If you’re looking for a car, boat, motorcycle or something more unique, we lend to qualified borrowers.


Mortgage Loans

Whether you’re a first-time home buyer or looking to refinance, Cedar Point is here to help with your borrowing needs.


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