Why Cedar Point?
What sets Cedar Point apart from other financial institutions? We make decisions locally. We're focused on our people: our members, our employees and our community. We are also the only community credit union headquartered in Southern Maryland, and the last remaining financial institution headquartered in St. Mary's County.
Persons who live, work (or regularly conduct business), worship, or attend school in, and businesses and other legal entities located in Calvert, Charles, and St. Mary’s Counties, Maryland are eligible for membership.
Spouses of persons who died while within the field of membership of this credit union; employees of this credit union; persons retired as pensioners or annuitants from the above employment; volunteers, members of their immediate families or households; organizations of such persons; and corporate or other legal entities in this charter are also eligible for membership.
Once you become a member of Cedar Point Federal Credit Union, you are always a member! You can still enjoy our services even if you change jobs, move, or retire.
For more information on joining Cedar Point Federal Credit Union, please call our Member Services Department at 301-863-7071, or use the convenient Membership Application form below.
Open your account in person
Stop by any branch office. Our Member Service Representatives will be happy to assist you. Please bring a valid state issued photo ID with a current address or piece of mail with the current address, your Social Security number and a deposit of $5.00. This $5.00 is your "share" in the credit union. It must stay in your account, but is yours to take if you should ever choose to close your account.
Open your account by mail
Click on the links below to download and accept our Membership Agreement. Once you have accepted the agreement, you can fill out the membership application and sign it in the presence of a notary public. Any form not signed in the presence of a Cedar Point employee must be notarized. Please fill in all required fields on the membership application. If you are mailing your membership application, please include a photocopy of your valid state issued photo id, your social security card and your check or money order for a minimum initial deposit of $5.00.
To apply for membership, please visit your closest branch. Click here for a list of locations. The membership application must be signed in the presence of a Cedar Point employee or a notary public, and must be accompanied by a deposit of at least $5.00 and a photocopy of state-issued photo ID such as a driver's license or passport.
Rates & Fees
Cedar Point Federal Credit Union strives to offer services that meet the financial needs of every member, and to return the profits from those services to our member-owners in the form of higher dividends and lower rates. We endeavor to offer these services with low or no fees wherever possible. Learn more about our fees by reading the Fee Schedule. Business members can also learn more about our Business Account Fees.
A Few Member Perks