Student Planning Services | Cedar Point FCU (Lexington Park, MD)

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Student Services

Getting Ready for College

Money management and college savings tools for you and your student.

Paying for your child's college education is one of the greatest responsibilities you will face as a parent.


Paying for College

Setting a goal and taking action now is an important part of preparing for future education expenses. Making college savings a priority early will help ensure your child is able to obtain his or her education goals. Cedar Point offers what you need to make that possible.


Student Loans

Finance your education with a student loan when grants and scholarships don't fully cover college expenses.

Explore Student Loan Options

Saving for College


Checking & Savings

Begin to save with a basic savings account.



Money Market

Earn more without the term restrictions of a certificate.



Custodial Accounts

Save with potential tax savings.

CONTACT Financial Services


Education Savings Accounts

Savings earn tax-free for education expenses.




Put savings to work for you with a certificate.




College Savings Calculator

Estimate the amount that would be needed to meet your education savings goal.

Go Calculate


College Strategy Assistance

Get assistance in how to determine your educational savings goals and see develop a plan to achieve them by meeting with a representative.


CPFCU goes to school with your student

Our checking account is a great account for students to put their cash into without losing access to their money. This account offers ATM access, dividend earnings, no monthly service fee, a free Cedar Point Debit Card, online account access and checking protection options.

Checking & Savings


Student Mastercard

A CPFCU Student Mastercard offers you a solution for larger expenses like textbooks or a laptop. With a Student Mastercard you can designate a specific amount from savings to set a limit and start building credit.


Mobile Banking

Your student can manage their account anywhere, anytime with Mobile Banking. Using a mobile device, they can view balances, transfer money, pay bills and more. Students can sign up for Mobile Banking during account opening or any time after an account has been opened.


Scholarships & Student Aid

St. Mary's County: One application, hundreds of scholarships!

Visit the site for the St. Mary’s County Business, Education and Community Alliance. The site contains a wealth of information in addition to the Common Application (used to apply for a number of local scholarships) including a list of scholarships managed by BECA, a comprehensive list of available scholarships, links to financial aid and other educational websites.

APPLY Online


Virtual Scholarship Fair: January 21, 2021

St. Mary’s County Business, Education and Community Alliance invites students and parents to attend the Virtual Scholarship Fair on Thursday, January 21 from 4 - 6 p.m. For information and to join the virtual scholarship fair via Zoom, please visit the BECA page.



Credit Union Foundation of MD | DC Scholarship

 The CU Foundation MD|DC, a public charity serving local credit unions and their members, is sponsoring the 2021 $12,000 Credit Union College Scholarship Program. Cedar Point members are eligible to apply! Applicants may enter for one of ten $1,000 essay-based scholarships, one $1,000 video-based scholarship, and/or one $1,000 photo-based scholarship. And yes, eligible members may apply in all three categories!

  • Essay. The 2021 topic for essay applicants is: How do credit unions demonstrate the phrase, “Not For Profit, Not For Charity, But For Service?”
  • Video. This year’s video topic: Create a 60-second video showing how credit unions help families achieve their financial goals.
  • Photo. Photographers are invited to capture an original photograph that represents how Cedar Point is "improving lives". 

The deadline for applications is midnight on March 31, 2021. Awards will be announced in May 2021.



Other Scholarship Options

Student Aid

As a reminder, universities also have their own scholarships, grants and work study programs awarded via the information received through the Free Application for Federal Student Aid (FAFSA). To explore what the university has to offer you may want to ensure your student meets with a Financial Aid Counselor at the universities he/she is interested in attending.

Information on Federal Student and Parent Plus loans can be found on the Federal Student Aid site. This site provides a plethora of information on student and parent plus federal student loans but can be overwhelming, however the information available here will be very helpful both now and in the future.

Student Loans

While Cedar Point does not offer student loans we do have a relationship with Sallie Mae to offer this service for our members.

Student Loans


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