eTransactions

Sending Wire Transfers

All outgoing wires require an original signature unless a signed authorization for a recurring wire is on file.

To send funds from your Cedar Point account to a bank or credit union located in the USA

Please provide the following information:

• The bank or credit union name
• ABA or routing number of the institution the funds are being sent to
• Beneficiary Information (the person who should receive the funds) Name
• Account number
• Physical Address (P.O. Boxes not accepted)

Cedar Point Federal Credit Union offers international wire service for certain business accounts.

To send funds from your Cedar Point account to a bank or credit union located outside the USA

This service is only available for commercial accounts.

Cedar Point does not hold International Accounts. Therefore, we will need to ship funds through an alternate institution. This is called a Corresponding or Stateside Bank, usually a bank in New York. Examples of such banks are JPM Chase, Bank of New York, Citibank, or Bank of America. These banks hold accounts with International Banks to ship and receive funds coming to and from the United States from International Banks. This information can be supplied by the International Bank. Some Corresponding or Stateside banks may charge a fee to ship funds internationally. Cedar Point does not have this information.

Please provide the following information:

• The name of the Stateside or Corresponding Institution
• ABA or routing number of the Stateside or Corresponding Institution
• The name and address or branch number of the International Bank
• The Swift Code for the International Bank
• Beneficiary Information (the person who should receive the funds) Name
• Account number
• Physical Address (P.O. Boxes not accepted)

Wires are shipped in US Dollars only.

Receiving Wire Transfers

To receive funds into your Cedar Point account

Please supply the following information to the financial institution sending the funds:

• Cedar Point Federal Credit Union ABA or routing number - 255077736
• Your name
• Account number - for most of our members this is a six digit number.
• Suffix you want the funds deposited to - ex: 8 for checking or 0 for savings

To receive funds into your Cedar Point account from a bank or credit union located outside the USA

Cedar Point does not hold International Accounts. Therefore, we will need to ship funds through an alternate institution.

For incoming wires please use the following information:

• Stateside bank: JPM Chase, routing number 021000021
• Further Credit to: Cedar Point Federal Credit Union, routing number 255077736
• Beneficiary: Member's 6 digit account number, name and address.

Recurring Wires

Members who send wires frequently may set up a recurring wire. A recurring wire is a wire transfer sent to the same financial institution and person on a regular basis. There is no minimum or maximum number of times for sending these wires. The wire will only be sent upon your request to do so. Recurring wires can be sent by phone after the completion of the recurring wire form. This form will include a password which you determine and a signature for authorization to send the wire. Recurring wires cannot be altered. The only thing that can be changed on a recurring wire is the amount of funds to be sent.

Information you will need to start a Direct Deposit at Cedar Point or to initiate a payment to a creditor*.

• "ABA" or "Routing Number": 255077736
• Our Address:

  Cedar Point Federal Credit Union
  22745 Maple Road
  Lexington Park, MD 20653

• Your Account Number:

  For most of our members the account number is six digits. Some older accounts have fewer digits. You can find your account number on your blue account card or contact a member service representative for assistance. Please do not use any suffixes when specifying your account. The form will have a place to check Savings or Checking.

Helpful Hints

Please follow these special instructions if you plan to use an S28 or S38 checking account.

*Cedar Point does not initiate ACH transactions. This information should be provided to your creditor in order to debit your account correctly.
See Availability of Funds disclosure for information on access to your money.