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COVID-19 Response

When the unexpected happens, Cedar Point is here to help our members through it. We've created this page to update you on what we're doing to help our members during this difficult time. Please read the page below, or jump to a section:



As we all do our part to limit the opportunities for the COVID-19 virus to spread, Cedar Point will close lobbies beginning Tuesday, March 24, 2020. Most transactions and other business can be conducted using the drive-thru*.

If you find that you cannot conduct your business over the phone or in the drive-thru, we request that you call to make an appointment at 301-863-7071.

We encourage our members to use our digital banking and mobile app as much as possible during this time. In addition, our Call Center is fully staffed to assist our members who prefer to speak with a representative. The Call Center is available from 9 a.m. – 5 p.m. Monday – Friday and 8:30 a.m. – noon on Saturdays.

We have not made this decision lightly and we are taking this precautionary step to safeguard the health and well-being of our members and our employees. Cedar Point is committed to respecting the importance of social distancing, and this will allow us all to keep recommended distances during these extraordinary circumstances. St. Mary’s, Calvert and Charles counties have each declared a State of Emergency as an act of readiness, and we are doing our part to act in accordance with the intent of the declaration from our commissioners.

All Cedar Point ATMs accessible to the community will be available for cash withdrawals. All 33,000 Allpoint ATMs nationwide continue to be surcharge-free for our members. There are 15 surcharge-free ATMs in Calvert, 29 in Charles and 37 in St. Mary’s, as well as ATMs at each branch.

We apologize for the inconvenience this will cause. On behalf of our staff, we thank you for your continued support and understanding during these times.

To learn more about any possible impacts in the state of Maryland, please visit the Maryland Department of Health. To learn more about COVID-19 visit

*Please remember that we cannot accept rolled coin through the drive-thru service tubes.

 Hours beginning Tuesday, March 24, 2020

Most transactions and business can and should be conducted using the drive-thru.

Lobby access will be limited by appointment only. To make an appointment, please call us at 301-863-7071.





(Appointment Only)

Monday - Thursday 9:00am - 5:00pm 8:00am - 6:00pm
Friday 9:00am - 5:00pm 8:00am - 7:00pm
Saturday 8:30am - 12:00pm 8:30am - 12:00pm


Member assistance

Current members may qualify for assistance from Cedar Point during this mandated period of business closings. If you and your family have been impacted by the closure of business or the COVID-19 coronavirus, please contact us to see how we can help. Our Member Service Representatives are standing by to help walk you through your options.

We strongly recommend that our members call instead of visiting a branch to help us combat the spread of germs. Please contact us at 301-863-7071.


What to do if you are sick

If you are experiencing any of the symptoms below, we respectfully request that you call or use the drive thru to conduct transactions.

  • fever
  • cough
  • shortness of breath

If you are not able to use the drive thru and cannot conduct your specific transaction over the phone, please call ahead to speak with a Member Service Representative about the possibility of special accommodations. 


Expanded ATM Network

The federal government is encouraging those in vulnerable populations to avoid groups of more than 10. In light of this recommendation, we encourage all members to use our wide network of ATMs for access to cash while avoiding crowds. Visit our ATM page for 33,000+ locations throughout Southern Maryland and nationwide.


Business Continuity for Business Members

On Monday, March 23, Governor Larry Hogan announced that the state has implemented several helpful opportunities to minimize the impact of COVID-19 on businesses in Maryland. We at Cedar Point have your best interests at heart and want to be as helpful as we can to our business members during this unprecedented time. To that end, we've compiled a few links you may find helpful.

As always, if you need assistance from your credit union, please reach out. We have several options available to assist our membership at a time like this.

Annual Meeting

At this time, following the recommendation of the CDC and Governor Hogan to avoid large gatherings, Cedar Point Federal Credit Union will be postponing its Annual Meeting. This information will be updated when a date and location is confirmed.

We sincerely apologize for the unusual circumstances, but we are acting out of an abundance of caution and taking all necessary steps to keep our members, employees and Board of Directors healthy. The CDC recommends that those in higher risk populations stay home as much as possible to mitigate risk. High risk groups include “older adults” and those with “chronic medical conditions”. 

We thank our members for understanding as we navigate this rapidly evolving situation.


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Download the Cedar Point App

We encourage our members to use our digital banking and mobile app as much as possible during this time. You can view transactions and balances, monitor spending, pay bills, deposit checks, view your credit score and more. Banking from home around-the-clock is simple. Download the app by clicking the appropriate button below for your respective devices.



Avoiding Fraud

ScammersPlease be aware that there have already been recorded cases of fraud related to COVID-19 and the Coronavirus Aid, Relief, and Economic Security Act, or the “CARES Act,” which was signed into law on March 27th, 2020. The CARES Act provides direct economic assistance for Americans through stimulus payments. If you receive communication claiming to be from the U.S. Treasury Department offering grants or stimulus payments in exchange for personal financial information, fees, or gift cards, do not respond. These are scams. To avoid scams and hackers, best practice is not to click on any links in emails you were not expecting or did not request. Here are some best practice recommendations to avoid fraud.

  • Disregard online offers for vaccinations. There currently are no vaccines, pills, lotions, lozenges or other prescription or over-the-counter products available to treat or cure Coronavirus disease 2019 (COVID-19) — either online or in-stores.
  • Think before you click. Don't click on hyperlinks from sources you don't recognize. They could download viruses onto your computer or device.
  • Watch for suspicious emails claiming to be from the Centers for Disease Control and Prevention (CDC) or experts saying that have information about the virus. For the most up-to-date information about the Coronavirus, visit the Centers for Disease Control and Prevention (CDC) and the World Health Organization (WHO) websites.
  • Do your research before donating to charities or crowdfunding sites. Don’t let anyone pressure or rush you into making a donation. If someone wants donations in cash, by gift card, or by wiring money, don’t do it.
  • Set up account alerts through mobile or online banking.
  • Be sure to use secure, unique passwords for online accounts.

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