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Long Term Certificate Account

TermMinimum Opening DepositAnnual Percentage Yield (APY)Dividend Fixed Rate
12 months $1,000.00 2.17% 2.15%
24 months $1,000.00 2.52% 2.50%
36 months $1,000.00 2.57% 2.55%
48 months $1,000.00 2.68% 2.65%
60 months $1,000.00 3.03% 3.00%

Short Term Certificate Account*

TermMinimum Opening DepositAnnual Percentage Yield (APY)Dividend Fixed Rate
3 months $1,000.00 0.65% 0.65%
6 months $1,000.00 1.10% 1.10%
9 months $1,000.00 1.21% 1.20%
3 months $10,000.00 0.70% 0.70%
6 months $10,000.00 1.15% 1.15%
9 months $10,000.00 1.26% 1.25%

*APY assumes reinvestment at the same term for 12 months

Easy Builder Long Term Certificate Account

TermMinimum Opening DepositAnnual Percentage Yield (APY)Dividend Fixed Rate
12 months $250.00 2.17% 2.15%
12  months $50.00 (Young Investors Option) 2.17% 2.15%

Easy Builder Short Term Certificate Account

TermMinimum Opening DepositAnnual Percentage Yield (APY)Dividend Fixed Rates
3 months $250.00 ($50.00 Young Investor Option) 0.65% 0.65%
6 months $250.00 ($50.00 Young Investor Option) 1.10% 1.10%
9 months $250.00 ($50.00 Young Investor Option) 1.21% 1.20%

13 Month Special Certificate Offer

TermMinimum Opening DepositAnnual Percentage Yield (APY)Dividend Fixed Rate
13 months $1,000.00 Long Term Certificate Account 2.22%** 2.20%
13 months $500.00* IRA Certificate Account† 2.22%** 2.20%

*APY assumes reinvestment at same term for 12 months. These certificates auto renew for 12 months.
‡Normal IRA restrictions and penalties apply. See IRA Disclosure for IRA agreement.
†These certificates cannot be opened using funds from previously opened certificate accounts except at maturity.
Account restrictions may apply. See Special Certificate Account Disclosure for details.

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