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Summer Sale

Used Car Loans at New Car Rates!

June 22 - July 31

To celebrate summer, Cedar Point is offering used car loans at a new car rate. With rates as low as 2.65% APR, you could save a lot of money on interest costs. Take advantage of these amazing rates while they last!



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The Basics2.65 Rates

Beginning June 22, Cedar Point will offer used auto loans at a new car rate for online and in-person applicants. Our lowest new car rate is 2.65% APR, so you could qualify to get a used car rate as low as 2.65% APR as well. That's huge! After you apply, your rate will be valid for 30 days. This allows you plenty of time to shop for that perfect car. If you refinance with Cedar Point, we can help you pay off your old loan and get you on the road to greater savings. Apply online or in-person between June 22 - July 31, 2020, to take advantage of this limited-time offer. These special rates are available for the purchase of used autos and for refinancing auto loans that are not already financed through Cedar Point.

Check out these helpful calculators

Payment Calculator

How much will my auto payment be? Before taking the leap, be sure to understand what those monthly payments will look like. See the rates for this special promotion below.



Put it in Reverse

This calculator is the reverse of the first one. Use this calculator to enter the monthly payment you want to make. It'll help you discover how much car you can afford.






What is Refinancing?

When you refinance, you’re paying off your old loan with a new loan with new terms. This can lower your monthly payment and save you interest expense. In many cases, you also have the opportunity to extend the life of the loan to reduce your monthly payment even more. This is how Cedar Point can help you save.

Applying is easyJuneJuly

We offer a few quick, convenient ways to apply for loans. You can apply online for our auto loans any time of day or night, from anyplace you happen to be! If you apply online, you’ll receive a response within moments of applying. Here are a few ways to apply:

  • Apply online by clicking the button below
  • Visit any branch
  • Call 800-201-1647

Apply Now

What to Prepare

Be sure to bring identification when coming in to apply. If you’ve got a specific car in mind, bring along the VIN number, make, and model. For pre-owned vehicles, have the mileage number with you. Remember, if you're taking advantage of this offer, once we lock in your special limited-time rate, you've got 30 days to find the perfect car.


Used Auto Loan Rates

View our special limited-time loan rates for pre-owned vehicles.  This offer is only valid for applications received from June 22 - July 31, 2020. 

Limited-Time Special Rates on Pre-Owned Vehicles
TermAge of vehicleAPR as low asMonthly payment per $1000
36 months 1 - 7 years 2.65% $28.93
48 months 1 - 7 years 2.99% $22.13
60 months 1 - 7 years 2.99% $17.96
72 months 1 - 7 years 3.25% $15.31
48 months 8 - 10 years 4.50%* $22.80

*Regular rates apply to preowned vehicles 8-10 years of age.

Cedar Point will finance based on credit and NADA retail value of the vehicle. See the printable pdf for details.  Other terms may be available. Ask a member service representative for information. All rates are subject to change without prior notice. Rates shown are our Premium Loan Rates throughout the promotional period only. No prepayment penalties apply. Applications are subject to credit approval, and actual rate is based on your credit. Please read the appropriate disclosures or contact the credit union if you would like a disclosure mailed to you. This offer applies to preowned auto loans on vehicles up to seven years of age. Limitations apply



Save time, money, and stress when shopping for your next car.




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