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Online Banking & Mobile Access


Online Banking

Online Banking is a digital access system that enables you to use the Internet to access your credit union account(s). This service is available 24 hours a day, seven days a week, providing you with the flexibility to take care of many of your financial transactions without requiring you to visit the credit union. There is no fee for this service.

New Online Banking Platform Coming Fall 2018

New Online Banking Platform

Some brand new features you can expect:

  • Personal Financial Management tools
  • Internal and External Transfers
  • Seamless look on all devices
  • Customization tools
  • Touch ID user authentication
  • Instant Balance views

Learn more by checking out our article


What you should do to prepare for the switch

Our new platform will require a simple registration for all members, and the following information for your account must be up-to-date and accurate:


  • Current address
  • Phone number
  • Email

There are two ways to check and update your information. Please note that we cannot change any personal information over the phone for security reasons.

  • visit a branch to make the changes,
  • or you can update online through your current online banking account by following these easy steps:
    • Sign in to your online banking account.
    • Choose Your Preferences and Contact Information in the drop down.
    • Review your information and update it, if needed.


Online Banking can be accessed with any Java enabled certified browser:

Internet Explorer version 9 & 10
Chrome latest version
Firefox latest version
Safari latest version
Note: Screens may not function correctly, or you may not be able to access this service, if a different browser is used.


Posting Schedule for Online Checks

Electronic images are available through Online Banking for checks cleared in the last 6 months. New images are posted Monday-Friday for checks cleared on the prior business day.

Activate Your Account

If you have a Visa Debit card, you can activate your account online.

Get Started

Don't have a card?

Use our Account Access Application to activate your account. Please turn this in at any branch to get activated. 


Online Transfers

  • Transfers can be made between Cedar Point accounts by accessing the Transfer menu option within your Online Banking account.
  • To transfer between separate account numbers at Cedar Point, please fill out and submit the Related Accounts Authorization form. This form is not needed if you are making a transfer within Online Banking.
  • Transfers via Online Banking are subject to a federal regulation known as Regulation D.

CPFCU Mobile

Cedar Point has a Mobile app to help you with your online banking needs. We know it isn't always easy to get to a computer. But most people have smart phones these days. Our app is compatible with iPhones, Android phones and tablets.

Download the Mobile App

Android iPhone

Getting Started with CPFCU Mobile

  1. Log in to your account on a computer and go to CPFCU Mobile on the Access Accounts pull down
  2. Sign up for the service and register your phone
  3. You will receive a text message with an access code to complete your registration on-line.
  4. You will also receive a link to the downloadable app
  5. If you selected the browser based option you will receive a link to your own page. Please be sure to bookmark that link.
  6. If you selected SMS text you will receive a message with instructions for this service.
    • Text a command below to 59289.
    • BAL
    • ATM + Street or zip
    • BRANCH + Street or zip
    • HIST + texting nickname (ex. HIST C1)
    • Reply HELP for Help
    • Reply STOP to Cancel.
    • Message & Data rates may apply.

You will be connected to whichever suffixes you choose on accounts to which you have access including accounts logged into under Multiple Accounts. You will not have access to related accounts.

Mobile Deposit

CPFCU Mobile Deposit is easy to use, and convenient. You can deposit checks directly into your account using your Android or iPhone just by taking photos of the front and back of your check.

Sign Up for Mobile Deposit

You must sign up for mobile deposit by simply checking a box on our Access Application. This can be done via remote signature or by dropping in to a branch and filling out the form. To request the option for remote signature, you must first speak with a Member Service Representative, who can help you further. Please call 301-863-7071 or 800-201-1647 during regular business hours to begin the process. Please note an account must be open for 60 days before mobile deposit can be requested.

Using Mobile Deposit

  1. Endorse the back of your check. Write your name, account number and the words “For Mobile Deposit Only.” Be sure to leave no extra space between the lines of your endorsement. Keep all marks above the endorsement line printed on the back of your check.
  2. When prompted for the amount, carefully enter the check amount to ensure it matches the amount written on your check.
  3. Flatten folded or crumpled checks before taking your photos and be sure to keep your phone flat and steady above the check when taking your photos
  4. Make sure to capture the entire check and not too much of the areas surrounding the check.
  5. Check your image for the following before submitting your deposit:
    • No shadows across the check
    • All four corners are visible
    • Check is not blurry
    • The MICR line (numbers on the bottom of your check) is readable.

Other things to remember

  • Only one check can be deposited at a time
  • The total deposit limit is $3000.00 per day.
  • Once your deposit is submitted, it will be reviewed by a teller. You can log in to your CPFCU Mobile App to confirm your deposit has been accepted.
  • Be sure to hold on to your check for at least 30 days in case there is a problem.
  • A check that has been submitted for mobile deposit may not be redeposited or cashed.

Frequently Asked QuestionsMobile Deposit User Agreement


Popmoney, the industry leading person-to-person payment service, features a large national payments network. It's safe and secure and all you need is an email address or mobile phone number. You can import contacts from popular email services, set up future-dated and recurring payments, add multiple email addresses for a contact, and more.

People who do not use a bank or credit union in the Popmoney network can use the Popmoney service at*

Popmoney can be found by accessing your Online Banking account. Once signed in, choose tab BillPay > Pay Bills

*Terms and conditions apply


Popmoney FAQ

How secure is Popmoney?
Information is sent to Popmoney is encrypted using industry leading software, hardware and algorithms. Security is also utilized at specific points and actions in the product. For example, to help prevent an unauthorized person from fraudulently depositing someone else's payment, one-time passcodes are used. For every initial payment to a new email address or mobile phone number, a one-time passcode is sent to the user. The user must provide that passcode back to Popmoney to verify his "ownership" of that mobile number or email address before he can deposit the payment.

How fast can I send and receive money with Popmoney?
A recipient can receive money in as little as one business day. However, in some cases it may take longer. For example, if you send an email or mobile payment and the recipient is not yet registered for Popmoney, he/she must sign up for the service so that we have their account information to deposit their payment. Also, if you exceed your next-day payment limits, then we will deliver payments within three business days. Limits can and will vary and can be checked by clicking the Help icon on the Send Money screen.

How are payment limits handled?
Limits apply to the amount you can send per transaction, per day and per month, as well as to total outstanding payments. You can always check your limits by going to the "Send Money" screen within the Popmoney service and clicking on the "Help" icon next to the "Amount" field.

Will I be paying any fees?
Popmoney charges a small fee of 50¢ per transaction. Additional fees may apply. In the event an item is returned for non-sufficient funds, the vendor will charge a fee of $20.00.  This fee is charged by the vendor to the credit union and is passed on to you in addition to any returned item fee charged by the credit union.

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